InsureandGo Terms and Conditions

Cover Offered

All ages.

InsureandGo does not operate a maximum age limit for single trip or annual multi-trip policies. Children under 18 can be covered but there must be an adult named on the policy too.

All conditions.

InsureandGo does not exclude cover for any individual medical condition or condition groups. Whilst we endeavour to include as many conditions and synonyms as possible in our database we do not guarantee that every condition can be found. If you cannot find your specific condition then please call our contact centre who will advise how to screen and cover your condition.

InsureandGo does not guarantee that it will be able to offer cover in all circumstances if a combination of age, policy type, number and severity of pre-existing medical conditions exceeds our underwriting limits. InsureandGo can only offer cover for a terminal prognosis if the prognosis is more than 6 months at your trip return date.

Quote Prices

The prices shown on this website are only valid at the time they are generated. We reserve the right to change our prices or other details at any time. Prices may fluctuate. If you purchase a policy over the phone our sales consultants will confirm the correct price before you make a purchase. We reserve the right to withdraw prices without notice.

Discounts

• Percentage discounts (e.g. 5%, 10% etc.) are available to customers who purchase a policy and are applied as detailed in the promotional material.
• Sometimes our promotional offers will be exclusive to policies purchased through either our Call Centre or online at insureandgo.com.
• Discounts only apply to the base premium of your travel insurance quote and do not apply to any premium generated to cover medical conditions.
• Policies can be purchased over the phone or online at insureandgo.com. To qualify for the relevant discount, customers must quote the discount code at the time of purchase.
• Customers must refer to the promotional material for qualifying dates, if applicable.
• The discount value is as stated on relevant promotional material.
• InsureandGo reserves the right to change the offer at any time.
• No cash alternative will be given.
• The offer cannot be redeemed against existing policies.
• The discount offer cannot be used in conjunction with any other offer.
• Only one discount can be applied to each policy. Some discounts are offered via promotional code and some are generated by our system. For an extremely small number of policies a system generated discount will supersede promotional discounts, for example where very complex medical conditions generate a significantly high premium, InsureandGo may choose to substantially discount this, to offer cover to customers who without this discount may not have access to comprehensive, affordable cover. This type of discount may apply for new as well as returning customers. We hope this makes a difference in the marketplace and aligns our core values with our customers. We believe everyone has the right to travel.
• InsureandGo reserves the right to amend these rules at any time.

InsureandGo’s Customer Survey 2024 Prize Draw – T&C’s

Terms and Conditions

• Closing date of InsureandGo’s Customer SurveyPrize Draw will be at 23:59 on 10th March 2024*
• The Draw Promoter is  InsureandGo Travel Insurance which is arranged by IES Limited, which is registered in Gibraltar, company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. IES Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283.  InsureandGo Travel Insurance is administered in the UK on behalf of IES Limited by Insure & Go Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority under registration number 309572.
• A random selection will be made from all entries to establish the Prize winner
• The Draw will take place on 11th March 2024 
• InsureandGo will notify the winner by no later than 12th March 2024  
• Entrants must be available on the 12th March 2024  to confirm their email address
• If the winner doesn’t respond to the email confirmation request by 13th March 2024 , they will forfeit the prize and someone else will be chosen
• The prize is a £250 Amazon E-giftcard, which will be sent to the winner by email as confirmed in their message to IES Limited**
• Entrants agree that all images and all data collected can be used for further publicity on the AllClear website, social media and other AllClear marketing channels
• Those entering our prize draw must be over 18 and resident in the United Kingdom
• Only one entry is permitted per household
• Place of draw: 2nd Floor, Maitland House, Warrior Square, Southend-on-Sea, SS1 2JY.
• Any dispute regarding this promotion will be referred to the Promoter’s CEO whose decision will be final
• Entrants must not be employees or relatives of employees of any company within the AllClear group
• Entry implies acceptance of these Terms and Conditions
• Winners available on request

We reserve the right to amend these terms and conditions at any time
* We reserve the right in our absolute discretion to extend the closing date where, in our view, the entries are insufficient in number
** We reserve the right to substitute the prize for another product of the same value.

InsureandGo’s Travel Photo 2024 Prize Draw – T&C’s

Terms and Conditions

• Closing date of the Travel Photo Prize Draw will be at 23:59 on 15th of March 2024*
• To enter InsureandGo’s Travel Photo 2024 Prize Draw, one photo taken while travelling must be submitted via email to communications@insureandgo.com or via the relevant social media submission link 
• The Draw Promoter is InsureandGo Travel Insurance which is arranged by IES Limited, which is registered in Gibraltar, company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. IES Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283.  InsureandGo Travel Insurance is administered in the UK on behalf of IES Limited by Insure & Go Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority under registration number 309572.
• A random selection will be made from all entries to establish the Prize winner
• The Draw will take place on 18th of March 2024 
• InsureandGo will notify the winner by no later than 19th of March 2024 
• Entrants must be available on the 19th of March 2024 to confirm their email address
• If the winner doesn’t respond to the email confirmation request by 20th of March 2024, they will forfeit the prize and someone else will be chosen
• The prize is a £50 Amazon E-giftcard, which will be sent to the winner by email as confirmed in their message to InsureandGo**
• All data collected from entries may be used anonymously for further publicity on the InsureandGo website or other InsureandGo marketing channels
• Those entering our prize draw must be over 18 and resident in the United Kingdom
• Only one entry is permitted per household
• Place of draw: 2nd Floor, Maitland House, Warrior Square, Southend-on-Sea, SS1 2JY.
• Any dispute regarding this promotion will be referred to the Promoter’s CEO whose decision will be final
• Entrants must not be employees or relatives of employees of any company within the AllClear group
• Entry implies acceptance of these Terms and Conditions
• Winners available on request
• We reserve the right to amend these terms and conditions at any time
  * We reserve the right in our absolute discretion to extend the closing date where, in our view, the entries are insufficient in number
  ** We reserve the right to substitute the prize for another product of the same value.

Post-purchase survey Prize Draw – Terms and Conditions

• Everyone who purchases an InsureandGo policy online and completes the post-purchase survey providing their email address will be entered into the Prize Draw.
• The Draw Promoter is InsureandGo Travel Insurance which is arranged by IES Limited, which is registered in Gibraltar, company number 117274. Registered Office: 1st Floor, Portland House, Glacis Road, Gibraltar, GX11 1AA. IES Limited is licensed and regulated by the Gibraltar Financial Services Commission number FSC25393 and trades into the UK on a freedom of services basis, FCA FRN 824283.  InsureandGo Travel Insurance is administered in the UK on behalf of IES Limited by Insure & Go Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority under registration number 309572.
• The Prize Draw will take place monthly on the first Thursday of the month.*
• A random selection will be made from all completed surveys in the previous month to establish the prize winner.
• InsureandGo will notify the winner no later than 5 working days after the draw. 
• For entry into the prize draw, all personal details requested must be completed. If the winner hasn’t provided a valid email address, this will result in the prize being forfeited and a new winner chosen.
• The prize is a £100 Amazon giftcard, it will be sent to the winner by email as confirmed in their message to InsureandGo.**
• All data collected from entries may be used anonymously for further publicity on the InsureandGo website, or other InsureandGo marketing channels.
• Those entering our Prize Draw must be over 18 and resident in the United Kingdom
• Only one entry is permitted per household
• Place of draw: 2nd Floor, Maitland House, Warrior Square, Southend-on-Sea, SS1 2JY.
• Any dispute regarding this promotion will be referred to the Promoter’s CEO whose decision will be final
• Entrants must not be employees or relatives of employees of any company within the AllClear group
• Entry implies acceptance of these Terms and Conditions
• Winners available on request
• We reserve the right to amend these terms and conditions at any time

* We reserve the right in our absolute discretion to extend the closing date where, in our view, the entries are insufficient in number
** We reserve the right to substitute the prize for another product of the same value.