Relax on your holiday with the best travel insurance for high blood pressure. With no upper age limit, we cover all destinations. You can take us with you, wherever you’re going!
Can you get travel insurance if you have high blood pressure?
Yes, you can get travel insurance with high blood pressure cover at InsureandGo. We think travel insurance should be available to as many people as possible. That includes the estimated 32% of UK adults living with hypertension.
High blood pressure shouldn’t hold you back from exploring the world, but it’s important to get the right level of cover. The highest average claim for needing emergency overseas medical treatment is now £1,750, the highest since records began.
From lost bags to flight delays, travel can be stressful. It’s no wonder 20% of travellers with hypertension experience a rise in their blood pressure. Our high blood pressure travel insurance covers medical emergencies related to your hypertension. It will even cover repatriation back to the UK if you need it.
Here’s why finding the best travel insurance for high blood pressure is a must:
- Covers emergency medical expenses: Persistent high blood pressure can increase your risk of other health complications – and the risk of you needing medical assistance abroad. In the USA, treating a cardiovascular event can cost up to $33,000. Our high blood pressure travel insurance means you’re covered for emergency medical treatment abroad related to your hypertension. That can include diagnostic tests, medications, and procedures like angioplasty or bypass surgery.
- Covers repatriation: If your hypertension means you need an emergency flight back to the UK, your policy can cover the cost.
- Covers cancellation and curtailment: At InsureandGo, we want you to enjoy your holiday, not worry about unexpected expenses. Cancellation cover can cover you if you need to cancel your trip or end it early due to complications related to your high blood pressure.
- Covers medication: Lost the bag that contains your medication? It could leave you out of pocket. Prices vary widely across the globe, with blood pressure medicines in some countries costing 40 times more than in others. Travel insurance with high blood pressure cover from InsureandGo means you’re not left counting the cost.
- Help when you need it: We know that travelling with a pre-existing condition can be challenging. That’s why we also offer a 24/7 emergency medical helpline.
Make sure the policy you’ve chosen covers you for all the activities you have planned. Our policy wording provides full terms and conditions of what is and isn’t included.
You’ll also need to declare all your pre-existing medical conditions. We can’t cover any costs related to medical issues that aren’t declared. If your medical history isn’t accurate, you may have to pay for unexpected medical costs.
What types of high blood pressure does InsureandGo’s travel insurance cover?
There are a few different causes of high blood pressure, but we can cover all of them.
- Primary hypertension. Also known as essential hypertension. Certain holiday activities that involve a sudden change in pressure, such as scuba-diving or bungy jumping may increase blood pressure in those with hypertension.
- Secondary hypertension. This is hypertension with a known cause, like diabetes or sleep apnoea. Treatments for secondary hypertension may include diuretics. These can make you more prone to dehydration in hot climates or after a stomach bug.
- Isolated systolic hypertension. Having a high top number on your blood pressure reading is called isolated systolic hypertension. It still needs treatment even if your low number is normal. Common in older adults, it can increase the risk of cardiovascular events during stressful travel situations or extreme temperature changes.
What does InsureandGo’s high blood pressure travel insurance cover?
What’s covered?
Our travel insurance for high blood pressure includes:
- Medical emergency expenses.
- Cover for cancellation of your trip.
- Our 24-hour emergency assistance team, available to call, day or night, wherever you are
- Over 100 sports and activities covered (see your policy wording for a full list of activities)
- Personal belongings and baggage cover.
- Personal money, passports and travel documents cover.
- Accommodation cover.
- Legal expenses cover.
What’s not covered?
There are some situations travel insurance will not cover. For example:
- You cannot cover events or reasons to claim which took place before you booked the trip or purchased insurance. Insurance exists to cover unexpected events outside of the insured’s control
- Claims which are less than the excess for that section of cover. For example, you cannot claim a £40 lost item if your baggage excess is £60
- All of our travel insurance policies include cover for cancellation of your trip. But there may be some exclusions. For example, you won’t be covered to cancel if you simply decide not to go
Find out about our optional add-ons for activities like extreme sports, cruises and golf.
We will consider all pre-existing medical conditions. Find out more about medical travel insurance.
The excess and amount of cover available varies depending on the level of travel insurance you buy. Check the policy wording to see the full terms and conditions.
The best travel insurance for your holiday
Seeking action and adventure? Or something more serene? The best travel insurance for high blood pressure lets you tailor your policy to your plans.
- Setting sail? Travel insurance for cruise-specific mishaps makes getting on-board stress-free.
- Hitting the greens? Golf insurance isn’t just for green fees and your clubs at InsureandGo. Ours covers the bar bill if you happen to hit a hole in one.
- Want to get active? From walking to cycling, we cover over 100 sports and activities in our standard policies.
- Going globe-trotting? Worldwide travel insurance will cover your adventures, from Cancun to Canada.
- Bringing the kids? With family travel insurance, everyone can travel under one policy. If multiple families are travelling together, we can offer group insurance policies.
- Planning more than one adventure this year? Annual multi-trip insurance lets you travel as often as you want.
Choose a cover level to suit your travel needs
| Black | Gold | Silver | |
| Medical expenses and repatriation | Unlimited | £15 million | £10 Million |
| Cancellation and curtailment | £10,000 | £7,500 | £5,000 |
| Travel delay | Up to £650 | Up to £540 | Up to £450 |
| Personal belongings | £5,000 | £2,500 | £2,000 |
| Legal Expenses | £60,000 | £50,000 | £15,000 |
| Standard Excess | Nil | £50 | £60 |
High blood pressure travel insurance with other pre-existing medical conditions
More than 14 million adults in the UK have high blood pressure. According to the NHS, hypertension raises your risk of having other health conditions, like heart disease and kidney disease.
Our travel insurance for medical conditions provides specific cover for pre-existing health conditions, as well as your high blood pressure. Good news for the 30% of people we surveyed with more than one pre-existing health condition3.
Along with high blood pressure travel insurance, we also have policies for:
Even if you can manage your conditions with medication, it’s always best to declare them. If you don’t tell us about them you may not be covered if you need to make a claim on your policy.
To learn more, please read our page about travel insurance for medical conditions. Or take a look at our policy wording documents.
How to book our high blood pressure travel insurance
Getting a quote for high blood pressure travel insurance is quick and easy.
1. Tell us about your trip
We’ll ask where you’re going, who you want to cover and when you want the policy to start. Now’s the time to tell us about your high blood pressure, and any other pre-existing medical conditions you may have.
You can do this online or by phone.
2. Get your quote
Once we have the details, we’ll send you a quote. You can buy your policy immediately or save the quote for later.
Letita Smith – Travel insurance expert
“Having high blood pressure shouldn’t hold you back from exploring the world. With travel insurance that covers high blood pressure you can focus on enjoying yourself, not worrying about unexpected costs. It offers financial protection for any unexpected medical treatment you need. But it can also cover you for lost bags, trip disruption and cancellation.”
Our reviews speak for themselves
Covered my high blood pressure
“Covered my high blood pressure, diabetes and retinopathy and a couple of other family members’ medical issues for a great price.”
– Amanda Hart
– Date of experience: 19 July 2024
There’s a reason 99% would recommend us to family and friends4. Here’s what our customers have to say about us.
Frequently asked questions on high blood pressure travel insurance
Does high blood pressure increase the cost of travel insurance?
The cost of travel insurance is based on a wide range of factors. Your medical condition is one of those factors.
When getting your quote you will complete a brief medical screening. If your high blood pressure requires medication, frequent monitoring, or carries a higher risk of complications, this will impact the cost.
Other factors that affect the cost of your travel insurance include:
- Your age and overall health
- Trip duration: The longer you’re away, the greater the odds of a claim.
- Chosen destination: Some places have a higher risk than others. Others, like the USA, have more expensive healthcare.
- Additional cover: You may want to include extra cover for a cruise or golfing holiday, for example.
Each of these factors varies, which means the cost of your travel insurance policy will also vary.
Is high blood pressure considered a pre-existing condition for travel insurance?
High blood pressure is considered a pre-existing health condition for travel insurance. You should declare it, even if your blood pressure is controlled by medication.
If you don’t declare anything you knew about before taking out your cover, it could invalidate your policy. It means if you need to make a claim that’s related to your hypertension, you’ll need to cover the cost of any required treatment yourself.
When you get a quote with us, we’ll ask about your high blood pressure and if you have any other health conditions. We may also ask whether you take medication, have high cholesterol and when you last saw a doctor about your hypertension.
What is considered high blood pressure for travel insurance?
Blood pressure is measured using two numbers. The first, or systolic, number reflects the pressure in your arteries when your heart beats. The second, or diastolic, number measures the pressure when your heart rests between beats.
High blood pressure is considered anything above 140/90 mmHg for adults under 80, and above 150/90 mmHg for those aged 80 and over. These are general NHS guidelines based on readings taken in a healthcare setting.
Even if your current blood pressure readings are below this threshold but you’ve been diagnosed with hypertension or are taking medication for it, you must declare it during the medical screening process.
Do you have to declare high blood pressure on travel insurance?
Yes. You’ll need to declare high blood pressure when you take out travel insurance with us. That way we can tailor your quote to you.
If you do not declare your high blood pressure, you won’t be able to make any claims relating to your condition. Things like hospital treatment for chest pain, diagnostic tests, medication such as beta blockers or emergency travel home.
Healthcare costs can quickly mount up in whatever country you’re visiting. But they can be particularly high somewhere like the USA.
Is high blood pressure considered a heart condition?
No, high blood pressure is not considered a heart condition itself. While it’s a significant risk factor for heart disease, stroke, and other health problems, high blood pressure is a separate condition that needs to be managed carefully.
It’s essential to disclose any pre-existing conditions, including high blood pressure, to ensure you have the right cover for your trip. If you have more than one health condition, such as high blood pressure and heart disease, you must declare them both.
At InsureandGo, we define pre-existing medical conditions as any disease, illness or injury for which you have, in the last 2 years:
- Taken any prescribed medication or required medical treatment
- Consulted a medical practitioner and/or been registered as an in or out patient
Want to know more? Talk to us. Our read our policy wording.
Who can buy an InsureandGo high blood pressure travel insurance policy?
All our high blood pressure travel insurance policies are available to UK residents. This means:
- Someone who has been living in the UK or the Channel Islands for at least six of the last 12 months
- They must be in the UK at the time of purchase
- All trips must start and end in the UK
Get a quote online or browse our policy documents for more information.
Travel insurance guides
Frequently asked questions
If you’ve got more questions about how our travel insurance for people with high blood pressure works, or more general travel insurance queries, have a read through our FAQs.
Travel advice
Our travel advice section offers handy tips and guides to specific countries, from what documents you need to what you might visit while you’re there.
Travel insurance reviews
If you want to know what our customers think of us, and why they rate us so highly, have a read through some of the reviews they’ve left us.